Beijing banking industry actively supports the development of cultural industries

by:Ennas      2021-11-18

On June 1st, the Beijing Banking Regulatory Bureau reported that in recent years, the Beijing Banking Regulatory Bureau has actively studied and explored the path of 'cultural financeVarious loan models, increased effective credit allocation, innovated credit products, strengthened and improved financial services, and achieved certain results. As of the end of March 2010, more than 80% of the cultural industry loans of Chinese banks under Beijing's jurisdiction were concentrated in supporting areas such as film and television, digital and animation production, publishing and distribution, advertising, performing arts and entertainment, and cultural exhibitions. Since 2007, many banks in Beijing have successively joined Beijing’s 'Cultural and Creative Industries and Financial Capital Linkage WorkThe cultural industry development platform actively provides credit for outstanding cultural and creative enterprises and key projects, and supports the development of the capital's cultural industry. In response to the characteristics of the cultural industry, the banking financial institutions within Beijing’s jurisdiction have launched a series of 'cultural finance' characteristic product packages covering intellectual property rights, SME collective bill settlement, online banking, cash management, etc., to provide comprehensive financial services and fully support culture. Construction of creative enterprises and cultural and creative industry clusters. At the same time, actively explore a variety of loan models suitable for cultural industry projects. In addition to traditional guarantees, pledges of accounts receivable, unlimited joint liability of legal persons, and joint guarantees for small and medium-sized enterprises, etc., actively develop a cultural industry loan model with copyright pledge as the core . In addition, according to the actual conditions of different cultural enterprises, the banking financial institutions within Beijing's jurisdiction actively explore and improve internal risk management systems, implement differentiated interest rate pricing mechanisms and credit approval procedures, set separate customer rating standards, and improve risk assessment systems and businesses Assessment method. At the same time, in order to provide high-quality financial services more effectively, banking financial institutions within its jurisdiction actively explore the construction of characteristic institutions and professional teams, and further specialize in cultural and creative products and services. Source: China Securities Journal
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